No upfront cost. We generate your lawsuit documents — small claims complaints, AAA arbitration demands, evidence packages, and hearing scripts. You keep 75% of what you win.
Under the FCRA, credit bureaus must investigate your dispute within 30 days. When they don't — and most don't — that's a federal violation worth real money. Most people don't know they can sue.
Bureaus have exactly 30 days. Miss it? That's a violation.
Statutory damages under FCRA Section 1681n. No proof of harm needed.
No upfront cost. We only take 25% if you win. $0 if you don't.
AI generates FCRA dispute letters with case law citations. Sent to all 3 bureaus via certified mail.
The 30-day investigation deadline starts automatically. Every day is monitored.
Bureau misses the deadline? Violation auto-flagged. FCRA sections identified. Case strength scored.
Filing package generated — complaint, evidence, hearing script. You keep 75% of recovered damages.
State-specific, court-ready complaint with FCRA section citations, numbered facts, and damages calculation.
Formatted for AAA Consumer Arbitration Rules (May 2025). Bureau pays all fees except your $225 filing fee.
7 court-ready exhibits auto-organized from your case file. Everything a judge needs to rule in your favor.
Equifax, Experian, TransUnion
Banks, lenders, credit card companies
Collection agencies, debt buyers