Credit repair plans from $28/mo. No hidden fees. Start with a free 7-day trial.
Credit repair essentials
+ $39 one-time down payment
Unlimited disputes + Sue Smart
+ $39 one-time down payment
For teams & agencies
+ $39 one-time down payment
All plans include a 7-day free trial. No credit card required to start.
See exactly what you get with each plan
| Feature | Builder $28/mo | Pro $49/mo | Enterprise $149/mo |
|---|---|---|---|
| AI Dispute Letters | 5/month | Unlimited | Unlimited |
| Disputes To | Bureaus, Creditors, Collectors | Bureaus, Creditors, Collectors | Bureaus, Creditors, Collectors |
| Credit Builder Tradeline | |||
| Equifax Reporting | |||
| Score Simulator | |||
| Certified Mail Included | 3/month | 15/month | |
| Certified Mail Rate | $9.99/letter | $7.99/letter | $5.99/letter |
| Sue Smart (FCRA Lawsuits) | 25% winning fee | 20% winning fee | |
| API Access | |||
| Team Members | 1 | 1 | 10 |
| 90-Day Removal Guarantee |
Choose a credit line from $300 to $99,000. Every payment reports to Equifax. Separate from your monthly subscription.
From certified-mail disputes to the full default-judgment packet. Every add-on can be paid one-time via Stripe or split into monthly installments through Denefits at $300+.
Demand letter generated by AI, printed, and sent via USPS certified mail with tracking to bureau, creditor, or collector
Court-ready proof of service document — evidence of all letters sent
Pre-filled small-claims complaint, civil cover sheet, summons, fee waiver (if eligible), and filing instructions for your state.
Request for Entry of Default (CIV-100), Declaration of Amount Due, Memorandum of Costs, and Proposed Judgment (JUD-100).
We coordinate with a registered process server in your county. Up to 3 service attempts + POS-010 generated from the server declaration.
Secure your judgment against real property. EJ-001 prepared + County Recorder fee + certified-mail delivery.
Convert judgment to collection. Writ of Execution (EJ-130) with daily interest accrual and sheriff instruction packet.
Common questions about plans, billing, and guarantees
Start with a free 7-day trial. No credit card required. Plans from $28/mo + $39 down.