Credit bureaus ignore 80% of disputes. When they ignore yours, that's a federal violation worth $100–$1,000. We detect it, generate the lawsuit, and help you collect. 72% average win rate on FCRA cases.
Dispute errors with all three. Sue if they don't fix them. Rebuild your credit. All in one platform.
Written from scratch with FCRA case law. Sent to bureaus, creditors, and collectors via certified mail.
They didn't fix it? Generate small claims complaints or AAA arbitration demands against bureaus, creditors, or collectors. $100-$1,000 per violation.
Equifax tradelines from $300 to $99K. Every payment reports. 95% approval, no credit check.
Consolidate at 28% or fight unfair collectors via arbitration. Powered by certified professionals.
Not sure? Most clients start with Credit Repair — it works for 90% of situations. Pick one or do both.
Drop your credit report PDF. We read it in seconds.
Our AI spots every negative item and tells you what to dispute.
Dispute letters written by AI, sent via USPS certified mail.
Track removals and score changes in your dashboard.
FCRA case law citations. Sent to all 3 bureaus. Not templates.
Bureau won't fix errors? We generate lawsuit docs. $100-$1,000 per violation.
Equifax tradelines up to $99K. 95% approval. Payments build your score.
One letter. 30 days. If they don't fix it, we help you take legal action.
Download your free credit report from any bureau. Upload the PDF and our AI reads every account, balance, and negative item in seconds.
Late payments, collections, charge-offs, inaccurate balances — we flag everything that can be disputed and tell you the estimated score impact of removing each one.
We generate demand letters citing FCRA and FDCPA case law, addressed to the bureau, creditor, or collector responsible. Sent via USPS certified mail with tracking.
The law gives them 30 days. If they don't fix it, don't respond, or send back a garbage response — Sue Smart generates your small claims complaint or AAA arbitration demand. $100–$1,000 per violation.
Your credit builder payments report to Equifax as a tradeline. Pick a credit line from $300 to $99,000. No credit check. 95% approval.